作者：纯成建 来源：原创 发布日期：08-23
一 | 1月15日，中国第一份“2019年新租赁经济报告”今天发布。报告指出，明年中国的租赁经济预计将超过10万亿元，参与租赁经济服务的人数将超过1亿。报告指出，近年来，在经历了“野蛮增长”和无序竞争之后，以存款为主要盈利模式的“伪共享经济”失去了活力，一些自行车企业破产，数千万用户的存款难以收回。
二 | 据调查，自去年以来，用户对存款模式一直很抵触，这种模式已经开始失去市场。 White House Press Secretary Karine Jean-Pierre flat out refused to answer questions about the Hunter Biden laptop after being asked to comment on recent reporting featuring a voicemail from Joe Biden to his son discussing overseas business despite assurances by the president that he’d never spoken to his son about this subject.,“Well, first, I’ll say that what the president said stands. So if he – if that’s what the president said [that he never talked to Hunter about business], that is what stands,” the spokeswoman said in a press conference Tuesday.,Pressed for an answer, and asked whether she was disputing that it was the senior Biden’s voice in the recording, Jean-Pierre stressed that she was “not going to talk about alleged materials on a laptop. It’s not happening.”,The spokeswoman recommended that the reporter instead address his question to Hunter Biden’s representative.,A second reporter grilled Jean-Pierre over the non-answer, pointing to the disconnect between Joe Biden’s promises to ‘always level with’ the American people, and the White House’s refusal to discuss the laptop.,“I hear your question, but what I can tell you from here, standing at this podium, is that I cannot comment on any materials from the laptop,” Jean-Pierre reiterated.,Last week, the Daily Mail released what it said was a 2018 voicemail from the elder Biden to his son discussing a New York Times story about Hunter’s alleged shady business dealings with a Chinese energy tycoon and CEFC Energy, a now defunct Chinese energy company, in 2017.,'I Think You're Clear': Joe Biden Voicemail Hints He Knew of Hunter’s Chinese Deals, Report Claims28 June, 07:43 GMT,“Hey pal, it’s dad. It’s 8:15 on Wednesday night. If you get a chance just give me a call. Nothing urgent. I just wanted to talk to you,” the voice, believed to be Joe Biden’s said in the message. “I thought the article released online, it’s going to be printed tomorrow in the Times, was good. I think you’re clear. And anyway if you get a chance give me a call, I love you,” he added.,Hunter offered no comment for the NYT article, while James Biden, the financier brother of Joe Biden, said he believed the Chinese businessman’s call was meant for Hunter.,“There is nothing else I have to say. I don’t want to be dragged into this anymore,” James Biden said.,The voicemail stands in stark contrast to Joe Biden’s statement, made on the campaign trail in 2020, that he had “never spoken to [his] son about his overseas business dealings.” The president’s officials have repeated the talking point ad nauseam in the months and years since.,The voicemail adds to previously reported-on evidence of possible involvement by the president in his son’s business activities. In October 2020, the New York Post published excerpts from an email exchange between Hunter Biden associates James Gilliar and Tony Bobulinski discussing an unspecified business deal with a Chinese firm including a 20 percent cut to “H” and 10 percent for “the big guy.” Speaking to Fox News shortly after the article’s publication, Bobulinski said that the “big guy” referred to in the emails was Joe Biden. Biden’s handlers denied this to be the case, aware of the implication that an admission to that effect could lead to a criminal investigation into their boss on graft charges.,The New York Post’s reporting was dismissed by other news outlets at the time, and censored on Twitter and Facebook as potential “Russian disinformation” aimed at tilting the election against Biden. It wasn’t until earlier this year that the New York Times and the Washington Post carried out their own “forensic investigations” of the laptop, confirming its authenticity.,The computer, left behind by the powerful politician’s son at a Delaware computer repair shop in 2019, was eventually handed over to former Trump lawyer Rudy Giuliani after the shop’s owner first tried to give it to the FBI but found the agency uninterested in its contents.,The ‘laptop from hell’ contains thousands of emails, text messages from Hunter’s iPhone, photos and videos showing in great detail information about his personal life, including an affinity for crack cocaine and high-priced hookers, but more importantly, possible criminal activity implicating both himself and his father.,Paradoxically, the only person to date to have faced any consequences investigating Hunter and Joe Biden’s alleged ‘pay-to-play’ schemes was Donald Trump. In early 2020, Trump was impeached by the House of Representatives on abuse of power and obstruction of Congress charges over a phone call he had with Ukrainian President Volodymyr Zelensky in 2019 asking Zelensky to reopen an investigation into Hunter’s business with a Ukrainian energy company called Burisma. Biden publicly boasted in 2018 about how he threatened to withhold a $1 billion loan to Ukraine unless it fired a prosecutor investigating Burisma’s dealings and his son amid suspicions of money laundering. After the prosecutor was dismissed, the investigation was dropped. The Senate acquitted Trump.。经过多次存款风暴，芝麻信用豁免模式已成为一种新的主流趋势。目前，用户可以在数百种业务场景中获得免信用服务。据报道，芝麻信用的目标是消除“存款”，以彻底缓解消费者对金融安全的担忧。有关官员透露，截至年底，芝麻街信用已累计为用户提供超过1000亿元的无抵押贷款。
三 | 据研究开发，自去年以来，无抵押租赁市场有三大趋势：一是三、四线城市的崛起，用户的快速增长，占总用户的近30%；二是年轻化趋势明显，80、90岁后占总用户的90%以上。此外，2018年，用户租赁的商品更为丰富，3C数码、服装配件、书籍成为最常用的物品。商品、个人物品可以免收的押金金额也在不断增加。
四 | 但是，实施免信服务的企业由于用户数量的快速增长，没有出现明显的资金损失，甚至更快地进入盈亏平衡期。
五 | 芝麻信用数据显示，在手机、3C数码、服装、收费宝等领域，大部分商品的违约率在免存后下降了一半，新增用户增长了60%以上。如今，从衣服到电脑、玩具和婴儿车，都可以出租。无论是高频日用品还是高价值数码奢侈品，都可以通过租赁获得使用权，这已成为年轻人追求优质生活的新途径。
六 | 关于新租赁经济的未来前景，据报道，2018年，中国租赁经济市场成交额将超过6.3万亿元，预计到明年将超过10万亿元，参与租赁经济的服务商数量将超过1亿人。
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Published on:05:40:54